Social Money · on Sputnik DAO
A group that saves together lends to its own members.
Members stand behind each loan instead of collateral. The money and the approvals stay in the group's Sputnik DAO. Surety adds the loan rules: guarantor pledges, repayments back to the treasury, a one-call claim on default, and borrowing limits earned by repaying.
How a loan moves
Treasury
Loans
Members and their record
| Member | Free savings | Locked | Limit | Repaid | Defaults | Guarantees ok | Guarantees claimed | Lost to claims |
|---|
On-chain proof
The recorded demo run: one DAO, three loans (repaid, defaulted, proposal removed). Every step links to its transaction on NearBlocks.
Do X → see Y
Run it yourself with near CLI on testnet. Swap you-*.testnet for your own named accounts, then press Refresh after each step.